Terms of Use

1. Acceptance of Terms

By accessing and using the schmertel website located at schmertel ("Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Use ("Terms") govern your use of our social casino gaming platform and services ("Services").

2. Description of Service

schmertel provides a social casino gaming platform that offers:

• Free-to-play social casino games
• Community features and social interactions
• Virtual currency and rewards (no real money value)
• Newsletter and promotional communications
• Customer support services

Important: Our services are for entertainment purposes only. No real money gambling is involved, and no real money prizes are awarded.

3. Eligibility and Age Requirements

To use our Services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Reside in a jurisdiction where our Services are permitted
• Provide accurate and complete registration information

By using our Services, you represent and warrant that you meet all eligibility requirements.

4. Account Registration and Security

4.1 Account Creation

To access certain features, you may need to create an account by providing:

• A valid email address
• A secure password
• Age verification information

4.2 Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Ensuring your account information remains accurate and up-to-date

4.3 Account Restrictions

You may not:

• Create multiple accounts
• Share your account with others
• Use another person's account
• Create accounts using false information

5. Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

5.1 Prohibited Activities

• Use the Services for any illegal or unauthorized purpose
• Violate any applicable laws or regulations
• Transmit or upload any harmful, offensive, or inappropriate content
• Harass, abuse, or harm other users
• Attempt to gain unauthorized access to our systems
• Use automated scripts or bots to interact with our Services
• Reverse engineer, decompile, or disassemble our software
• Interfere with or disrupt the Services or servers

5.2 Content Guidelines

When using our community features, you must not post content that:

• Is defamatory, libelous, or slanderous
• Contains hate speech or discriminatory language
• Is sexually explicit or pornographic
• Promotes violence or illegal activities
• Infringes on intellectual property rights
• Contains personal information of others without consent

6. Virtual Currency and Rewards

6.1 Virtual Currency

Our Services may include virtual currency ("Coins" or "Credits") that:

• Has no real money value
• Cannot be exchanged for real money
• Cannot be transferred between users
• Is provided for entertainment purposes only

6.2 Rewards and Bonuses

We may offer various rewards and bonuses, including:

• Daily login bonuses
• Game achievements
• Special event rewards
• Referral bonuses

All rewards are virtual and have no real money value.

6.3 No Real Money Transactions

Our Services do not involve:

• Real money deposits or withdrawals
• Real money gambling or betting
• Real money prizes or payouts
• Any form of monetary transactions

7. Intellectual Property Rights

7.1 Our Rights

We own or license all content on our Website, including:

• Text, graphics, logos, and images
• Software, code, and applications
• Game designs and mechanics
• Trademarks and service marks
• Audio and video content

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to:

• Access and use our Services for personal, non-commercial purposes
• Download and install our mobile applications (if available)
• Share content through our social features

7.3 Restrictions

You may not:

• Copy, modify, or distribute our content
• Create derivative works based on our Services
• Remove or alter copyright notices
• Use our trademarks without permission

8. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Services, you consent to the collection and use of your information as described in our Privacy Policy.

9. Disclaimers and Limitations

9.1 Service Availability

We strive to maintain continuous service availability but cannot guarantee:

• Uninterrupted access to our Services
• Error-free operation
• Compatibility with all devices or browsers
• Availability of specific games or features

9.2 Content Accuracy

While we make reasonable efforts to ensure accuracy, we do not warrant that:

• All information is complete or current
• Games will function without errors
• User-generated content is accurate or appropriate

9.3 Third-Party Content

Our Services may contain links to third-party websites or content. We are not responsible for:

• The content or practices of third-party sites
• Any damages resulting from third-party content
• The availability of third-party services

10. Limitation of Liability

To the maximum extent permitted by law, schmertel shall not be liable for:

• Any indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from service interruptions
• Any damages exceeding £100 in total

This limitation does not affect your statutory rights as a consumer under UK law.

11. Indemnification

You agree to indemnify and hold harmless schmertel from any claims, damages, or expenses arising from:

• Your use of our Services
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit or transmit

12. Termination

12.1 Termination by You

You may terminate your account at any time by:

• Contacting our support team
• Using the account deletion feature (if available)
• Simply ceasing to use our Services

12.2 Termination by Us

We may terminate or suspend your account if you:

• Violate these Terms
• Engage in prohibited activities
• Provide false information
• Fail to comply with our policies

12.3 Effect of Termination

Upon termination:

• Your access to the Services will cease
• Your account and data may be deleted
• Virtual currency and rewards will be forfeited
• Certain provisions of these Terms will survive

13. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms or your use of our Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

If you are a consumer, you may also have rights under the laws of your country of residence.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on our Website
• Sending you an email notification (if you have provided your email)
• Displaying a prominent notice on our Website

Your continued use of our Services after any changes constitutes acceptance of the updated Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

16. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and schmertel regarding your use of our Services.

17. Contact Information

If you have any questions about these Terms of Use, please contact us: